It has now been 5 years since EFTlab wrote the first line of code for the Babylon Payments product line. This is a good opportunity to […]

Should you do it or not? Virtualization is a decoupling of logical servers from physical hardware. It has many advantages, a few disadvantages, but how does […]

This article has been written to provide a brief introduction to fee calculation, the impact on transaction processing and of settlement handling. Often we work in […]

This article has been written to provide a brief introduction to cardholder verification with EMV and the challenges posed by different verification methods. One objective of […]

The technology that lies behind EMV both contact and NFC transactions is to some extent a black box that just does what it does and when […]

Details Written by Veronika Bilek During the last couple of months I have attended payment conferences all over the world and they all had one hot […]

Details I have been providing EMV training since EMV’s inception in the late 1990’s. One of the things that has always been a problem is getting […]

Hardware Security Module or HSM are at the hearts of the payment industry providing cryptographic functions to support network and point-to-point data security, while the complexity […]

How regulation opposes tide of in-house processing deployment. Let’s ignore the payment industry for a moment; think about life outside the payment industry. Software purchasing has […]