The confidence to move forward.

‍The agility to get there faster.

Helping financial institutions adapt to the dynamic electronic payments environment of today, tomorrow and beyond.

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Already trusted by:

If you can imagine it, you can build it

Develop, test, deploy, manage and extend your electronic payment services.
Enjoy our innovative cloud-based, secure and flexible suite of next-gen payments solutions:

Payments

Helping you to quickly react to current trends and lead the way in payment tech. Our scalable, secure and flexible processing platform is packed with modules that fit every part of the payment lifecycle.

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Banking

Providing you with all the right tools and infrastructure to accelerate and optimise your innovation pipeline, meet current market demands, add value for your customers and modernize your operations.

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Testing

Making it easier and quicker for you to develop, emulate and test the vital parts of the payment chain, using our unique range of payment simulator modules (like ATM, Host, HSM and more).

Learn more

Payments

Helping you to quickly react to current trends and lead the way in payment tech. Our scalable, secure and flexible processing platform is packed with modules that fit every part of the payment lifecycle.

Learn more

Banking

Providing you with all the right tools and infrastructure to acclerate and optimise your innovation pipeline, meet current market demands, add value for your customers and modernize your operations.

Learn more

Testing

Making it easier and quicker for you to develop, emulate and test the vital parts of the payement chain, using our unique range of payment simulator modules (like ATM, Host. HSM and more).

Learn more
Talk to an expert
Learn how we can quickly adapt to your
specific requirements
Contact us

When adaptability
meets speed

Navigating around processing payments innovation, and beating its complexity and volatility, calls for a set of solutions that is:
Fully Compatible
Truly agnostic, our platform works with any legacy systems/standards (ATM/POS driving, Tokensiation, Ecommerce, and more).
Future-Proof
Built to enable anything on the current and future innovation pipeline (Crypto, big data, real-time payments, open banking etc.)
Flexible by Design
Lego-like modular architecture that uses JSON as internal messaging/API mechanism, dynamic mapping, rule engines etc.
Affordable Always
Reducing the costs of hardware, database management, deployment, operations, word maintenance, and everything in between.
Completely Connected
From bridging legacy infrastructure, to APIs and XMLs, our platform is ready to handle any way to connect or communicate with other systems
Secure and Reliable
PCI-compliant, PA:DSS certified tech, based on over 100 years of combined experience in the industry and backed by 24/7/365 support

Helping 70+
customers globally

EFTlab were incredibly helpful when we were looking for an HSM simulator solution. We are really happy with their HSM product. The team provided detailed and timely technical support to our software engineer both when we were first setting the product up in our environment and also once we were upgrading to newer versions. We’ve been using HSM for a couple of years and intend to keep renewing our license for it.
Kate Hydman
General Manager, Radium
We have been partners with EFTlab for the past six years and are extremely happy with this partnership. We have recommended their products to our clients and have showcased EFTlab’s simulation tools in our training session with great effect. We are proud to be their partner and would highly recommend EFTlab products.
Mansour Aaron Karimzadeh
CEO, SCIL & Secure Payments Academy
EFTsim is a stable product with many good features such as automated regression testing packs, easy to use configuration screens and is highly configurable to support custom test cases. EFTlab provides excellent support and is always available and ready to help the CGI team in Malaysia.
Harvinder Chal
South East Asia, CGI

Keeping you
in the loop

29
23
.
05
02
.
2025
2024

The Hidden Risk: Aging Infrastructure in Payment Processing Systems

Outdated payment systems pose risks like downtime, limited scalability, and regulatory challenges. As demands for speed and innovation grow, legacy infrastructure can hold institutions back. This article highlights why modern, flexible solutions like EFTlab’s EFThub are essential for future-ready payment processing.
Read more
03
23
.
06
02
.
2024
2024

Embracing ARM64 Architecture: How EFTlab's Cloud-Native Architecture Delivers on Cost-Efficiency and Sustainability

EFTlab has transitioned to a cloud-native payment system using AWS Graviton2 processors, leveraging the ARM64 architecture. This change offers significant benefits, including better price performance, up to 60% lower energy consumption, and extensive software support.
Read more
22
23
.
02
02
.
2024
2024

Extending Our Service Offering: Meeting Market Demands with EFTlab's Advanced Solutions

EFTlab is excited to announce the expansion of our service offerings, responding to the dynamic demands of the financial sector. Our latest advancements integrate next-gen payment technology with deep industry expertise and range of managed services, marking a significant leap in payment solutions.
Read more
29
23
.
05
02
.
2025
2024

The Hidden Risk: Aging Infrastructure in Payment Processing Systems

Outdated payment systems pose risks like downtime, limited scalability, and regulatory challenges. As demands for speed and innovation grow, legacy infrastructure can hold institutions back. This article highlights why modern, flexible solutions like EFTlab’s EFThub are essential for future-ready payment processing.
Read more
03
23
.
06
02
.
2024
2024

Embracing ARM64 Architecture: How EFTlab's Cloud-Native Architecture Delivers on Cost-Efficiency and Sustainability

EFTlab has transitioned to a cloud-native payment system using AWS Graviton2 processors, leveraging the ARM64 architecture. This change offers significant benefits, including better price performance, up to 60% lower energy consumption, and extensive software support.
Read more
For more articles
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